Terms & Conditions

Last Updated: September 18, 2026

These Terms & Conditions apply to the website and services provided by Coastal Insurance Center Inc. By using our website or submitting a form, you agree to these terms.

Insurance Services

Coastal Insurance Center Inc is an independent insurance agency that helps customers obtain and manage insurance coverage from various insurance carriers. We are not an insurance company.

Quotes and coverage information do not guarantee coverage. Coverage is effective only when confirmed or issued by the applicable insurance carrier.

SMS/Text Messaging

By providing your mobile number and checking the consent box, you agree to receive SMS/text messages from Coastal Insurance Center Inc, including customer care, account notifications, and policy-related communications.

Message frequency may vary. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent to receive text messages is not a condition of purchasing any product or service.

Mobile carriers are not responsible for delayed or undelivered messages.

Website Use

You agree to use our website only for lawful purposes. Website content, including text, graphics, and logos, is owned by Coastal Insurance Center Inc or used with permission.

The website and its information are provided on an "as is" basis. To the extent permitted by law, Coastal Insurance Center Inc is not responsible for damages resulting from the use of or reliance on website information.

Privacy

Personal information collected through our website is handled according to our Privacy Policy.

Changes

We may update these Terms & Conditions periodically. Updated terms will be posted on our website with a revised effective date.

Governing Law

These Terms & Conditions are governed by the laws of the State of Florida and applicable federal laws of the United States.

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